Social Health:
Care for othersEnvironmental Well-Being:
Care for our planetEconomic Health:
Shared prosperity
Neglecting these needs has harmed everyone. When our planet suffers, we all do, rich and poor alike.
A 360-Degree Solution
These issues persist because our efforts so far haven’t been enough. So, what needs to change?
Creating Cash from Thin Air
We’ve never had a say in who controls the creation and flow of the money we use daily. The question of who holds that power often feels irrelevant, after all, we depend on money like we depend on air.
For centuries, we’ve lived with money as an unchanging constant - "As sure as death and taxes." But with the rise of cryptocurrency and the internet’s spread of ideas, more people are beginning to question whether there might be better alternatives.
Debt: The Lifeblood of Our System
Our system creates and releases new money as banks issue loans. Lending such as mortgages, generates money that didn’t exist before. Banks assess borrowers as “creditworthy” then charge interest and fees, earning profits through this legally sanctioned process.
Until recently, banking's tightly guarded processes and technology have been what kept it at the heart of society. The trust we've placed in governments, along with their legal protection of fiat currency, has meant that bank money is the only way we've been able to buy goods.
A House of Cards
But our system of money creation drives debt and economic instability. It cycles through booms and busts, offering temporary prosperity before steep recessions expose its flaws, and leave lasting damages on livelihoods.
Our system also creates huge wealth imbalances. Those with greater access to borrowing enjoy significant advantages. While profitability determines a borrower's "worthiness," factors like environmental and social impact remain overlooked.
The Human Cost of Capital
Most of us aspire to share and create value for others with meaningful work, but often find ourselves in roles that enrich a few at the expense of the many.
The relentless pursuit of profit
Placing wealth over well-being has shaped economic outcomes in harmful ways. It often drives the creation of cheaper, lower-quality products that damage both health and the environment.
The Hard Pill to Swallow
Governments allow banks to create money through loans, but unequal access to these funds remains a major issue.
Banks favour those who can repay large debts, sidelining those with fewer resources, widening the wealth gap.
As prices soar under this profit-centric model, even basic needs like housing become unattainable for many.
While we all agree on using our skills to better the world, it’s hard to save the planet when you’re struggling to pay the bills. Finally, view our last post and read our Vision of Hope.
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